Why do people think new phones are expensive?

I was tired of my iPhone 8 Plus so I just bought an iPhone XS, not the max version because I thought it was too big. But anyway, my bill is $28 a month and I put $200 down for the phone. Someone commented why would I buy an expensive phone. But I can pay $30 a month, it's not that much.

Do you think the new phones are too expensive?

Yes, I still have an iPhone 6s Plus which I bought in 2016, I'm going to keep it for at least 2 more years because new iPhones are expensive.

Anybody who buys something and looks at the monthly payment as the cost is very financially immature. Car dealers will love you, they will get you a "low" payment for 6 years. Grow up.

Because they are. Well, there are new phones that are and there are ones that aren't. If you can buy a new phone for $50 and you are paying $1000 for a phone then I would say your phone is expensive. That's it. Whether you choose to buy it or not, or are paying monthly payments or not is a different story.

They are actually but since you are spreading out the payment (would end up paying more than if you bought it outright) it helps make it seem cheaper than it is.

iPhones on the high end at their lowest price used to be $649, then $749 & now $999.