Windows phone vs iPhone and Droid Razor M?

I'm thinking about either getting the Nokia Lumia 928, iPhone 5 or the Droid Razor M. Is there any direct way to go here?
At this point I'm leaning towards the Lumia but are there any solid complaints on this or the others?

Get the iPhone 5. Or you can wait another month for the iPhone 5S or iPhone 5C. Either way, Apple's iOS is ten times better than those other guys. The end-to-end integration of premium hardware and software results in the most supreme consumer user experience.

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