Lost insured iphone 5s, do i have to get the same type of iphone?

I lost my iphone 5s and w insurance it will be 175 dollars, and i was just ready for my update. Can i get the 6 w my insurance, and how much will that cost? Or do i have to order the same iphone?

Added (1). Btw its T-mobile

How could you use such a sinful device?

I'm not saying you're a bad person, but it is a grave sin to use such telecommunications devices. Leading scientists and religious leaders agree that the telephone works by malicious forces, often identified as that of the Dark One.

Please, save your soul. Write letters instead, they're old fashioned but most definitely safe.

Nope, you get what was lost, to make you whole. You can ask the insurance company, but since if this were an option, it would be advertised.