AT&T what happens when you lose OR break your iPhone?

If lost, and have insurance, do they give you a new phone if you pay 50$ what happens to the old phone?

If broken do they give you a new phone or do they get you to send it away and get it fixed?

ALSO if I wanted to get a non contract phone would I be able to pay it off in payments? Or only in one time

If you lose it you get nothing even with insurance
If you break it then you get a new one with insurance
Just buy a non contract phone from ebay or somethig

If you lose or break it they send a highly trained assassin to come and crack your skull

If you have insurance through AT&T then you will have to pay a $200 deductible. As far as your old phone, once you report it lost ATT will deactivate the phone. If you ask AT&T has the ability to block the IMEI so no one use it.

If you buy a phone without a contract you have to pay for it all up front in one payment.

You can file your insurance claim here http://phoneclaim.com/