Fraud, someone taken out iphone 5's in my name?

How did they do this why did the bank accept it, and the phones wasn't delivered to my address aint the phone company only ment to deliver to the billing address, this was done with 3 phone shops online how did they get pass all the credit checks, and know my work info, bank details… And understand getting my bank details but how did they know my work information, how long I've been livin at my address, and my wage

How do you know the scammers knew your wage?
Something is fishy here.

I do not mean to cast any aspersions here, but if this is not you trying to pull a fast one, then the culprit is somebody very close to you, otherwise, how did a stranger get to know such personal details? If you are certain about the circumstances, then contact the Bank, the phone suppliers and the Police!