How can I finance a phone with no credit score?

Hey so I'm currently paying off a car due to getting a co-signer with a great credit score and apparently I won't have a credit score for a while. But I d like to get an iPhone. I have money to pay for it but I don't want to leave my bank account a bit empty after paying. I d love to pay monthly. How can I finance a phone with no credit check? Would apple be willing to do that?

Start with a cheaper phone, build up your credit paying for that. Then move up to a better phone.

No. Either pay upfront or get a cheaper phone.

  • Will I be able to get the IPhone 5 on finance? As I'm sure your aware the iPhone 5 is around the corner, although I don't think I'm alone in saying I don't have £600 lying around! Will there be anyone offering a pay monthly scheme just for the handset NOT a phone contract in the UK?
  • What is the lowest credit score sasktel will allow to buy an iphone? I want to buy an iPhone but my credit score is at 600 or below. And i really need a good phone but i know they do credit checks and sometimes don't allow you to have a contract if your credit score is too low and i was wondering what was the lowest and if that is too low.
  • Should I buy the iphone 6 plus with cash or finance it? Right now I have about $10k in bank and am in college where I don't really have any expenses. Should I spend $780 outright for the iphone 6 or should I take advantage of their 12 month no interest financing offer for the iPhone 6? I'm thinking this would be a good idea since I have no credit history and maybe this would be a good time to establish credit as I plan on buying a car next year. What do you think?
  • Is it better to pay an iPhone in full or finance it? I'm buying an iPhone 7 plus soon but it will total out to over $800 after taxes. I have the money but i'm also trying to save up for school so I'm not sure if financing through Apple would be a good alternative?