IPhone 5 insurance worth it?

I use my phone a lot and have a case however is it worth getting applecare or applecare+ or some third party insurance for my new iphone 5 32gb?

If so, suggestions? Do any protect against theft that are reputable?

No worth it…
there will be 3-4 new iphones released in the next 7 months, so the price of a iphone 5 will be $175-$225 in a few months.
cheaper to just buy a new one

It really depends if you are good at taking care of things, I don't get it but I'm carefull not to drop or do stupid stuff like that.

I would definitely consider getting insurance for your new iPhone 5.It's something most people won't buy because of the price but you have no idea how helpful it can be. Even though you have a case you could easily break it, get water damage, or even have it misplaced or stolen. I recently purchased a ProtectCELL plan for my iPhone 5. They have a fantastic alternative to standard insurance and warranty products for anyone who wants to protect their iPhone. Included in their protection plan is ID RESCUE, which protects your identity and private information if your phone gets stolen. I would definitely suggest you look into what they offer!