I'm almost 20 and I still feel like I'm 10. Loser much?

I'm almost 20 and the only thing I can put on my resume is "3.5 gpa in high school"
No work experience. No volunteering. No internships. I didn't even join any clubs in high school.
I've applied to jobs that teenagers should be able to get easily. Taco bell. Ross. Toys r us. Target. Best Buy. Home Depot.
I'm pretty smart with computers so I tried geeksquad but I didn't have hope for that anyways.
No one hires me even when I try to get a job.
I'm a freshman in college right now using nothing but student loans. I applied for scholarships and out of the ~20 I applied for, I got one 500 dollar scholarship which covered a text book and a calculator.
I live with my mom. I feel like I'm being a burden on her because she has to take care of her adult son.
I know people my age who paid off their own car and have their own apartment. One guy specifically dropped 900 on a new iphone for his girlfriend just for the sake of being able to afford it.
While I sit here with 20 dollars left of financial aid in my bank.
When does life actually start?
If its impossible to land a summer part time job am I just going to be in the same situation after college (getting a bachelors) trying to get a programming job?

What NJ city is on the World Clock app on the iPhone?

This is so embarrassing, I've tried Newark, Trenton, Atlanic City, Jersey City… Are there any cities on the World Clock app that are the NJ time? My boyfriend went to NJ for a week and I want to enter his time into my clock… Or does Apple count It as NYC time? I'm obviously not American and can't figure this out. Sorry all…

Is the iphone 6 screen scratch resistant from rough napkins?

Can paper towel and slightly rough napkins like the ones from mc donalds scratch iphone 6 screen? My friend accidentally spilled some sauce on my phone so i had to clean with the rough mc donalds napkins and some paper towel since that's all i had at the moment. Found a few scratches on the screen after but i wasn't sure if it were from before or from the napkins/paper towel.

Should I get a degree in computer science?

Hi I'm 18 and a senior in high school. I'm extremely interested in computers. I think that learning about them and knowing how to program them and just know everything about them would just be amazing. I would really like to major in computer science and minor in application development but the thing is, I don't know much about computers right now. I mean I'm an average teen in today's day with a PS3 iPhone and laptop but I don't know that much about how they work and things to that extent. Is it a good idea for me to go for the degree? Or am I going to be too far behind all of the other kids who have a lot of tech experience?

My iPhone sucks and my warranty is gone?

My iPhone has a problem of taking a long time to charge and dying really fast. Some nights when left on the charger it doesn't even reach 100% and will die within 2 hours of minimal use. Also it gets very very hot when charging. After multiple trips to the phone repair store trying new batteries and charging ports it was determined that it was damage to something in the computer aspect due to faulty chargers and/or electrical power from my home. They said that this can be dangerous because it could potentially catch on fire. I've only had the phone for like 6 months so I still have warranty through apple but since my phone has been opened and parts have been changed I was told my warranty is voided.
I have service through AT&T and have insurance but is my insurance for damaged device voided because of the repairs? Should I stop using my phone for a few days and call in a lost/stolen phone? I really can't afford to buy a new one offline and I have no upgrades.

How to hack SmartLimits on my IPhone?

Help! My dad had set up SmartLimits on my phone and now I can't get on the internet or text after 10:00pm! (Please don't say to call the AT&T place and ado that because I can't)