Should I pay the deductible to replace my stolen iPhone 5?

My iPhone 5 was stolen today, and I was wondering if I should pay the $170 deductible to replace it when I'm just gonna get the iPhone 5S next month anyway.

More than likely Apple will come out with a plastic low cost iPhone 5 next month and the resell value of the iPhone 5 won't be much more that the cost I would pay for the deductible.

should I wait to get the 5S, or just pay the deductible and sell the phone next month and pay the remaining $650 + tax for the gold 5S?

Don't know

Iain the same position-what is insurance for? Mine was stolen, and I get a new phone in Oct-why should I pay the $149 ded?

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