Will I loose all my pictures and music?

I'm getting an iPhone and was weary for the fact they do not have memory cards, if I break my phone will I loose everything like pictures and music, is there anyway for me to save the pictures and music somewhere else or not?

There are many options, from Apple as well as others. Flickr, Google, Dropbox, etc (for pics) & Music.

You can back up your phone to your computer, iCloud, or both.