I have lost my iPhone and have no insurance?

My contract is sim only so my network will not replace my phone, I've had it less then a month and stupidly not put insurance on it, what should I do, it's on finance so I still have to make another 20 payments on it regardless of whether I have it or not.

Fail.

I really don't think there's anything you can do I'm afraid

Please try to relax, try to think what firmware you were on. If you are on the 5.0.1 or 5.1.1 or if you have the location service on you can track your iPhone but that's only with iCloud. You can also contact apple or check out there website or email them because they track all there devices if you have location services on.

All I can tell you to do is if where you got it won't cover it than you can try an Apple Store they are pretty good with their customer service but you maybe on your own. Sorry.

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