My father currently pays the sprint phone bill for everyone in my house including me. And our contracts all ended in July except his ends in October, and he's on this whole kick where he doesn't want a contract anymore and he's just being really annoying. All i wanted to do was get an upgrade and pay my 149 and be on my way. I'm 18 years old work in retail ($10 an hour luckily) and i work about 30 hours a week, and take summer classes two days a week until july 29th. Also the only bill i pay is 252 a month for my car note, which i give my dad in cash every month. I currently have 1,780 in my checking account and I'm really conscious with my money usually. So I was wondering if it would be stupid for me to pay for an iphone 5s in full (649) and just turn it on. I Feel like in the long run its not that bad because at least I never have to pay me phonebill right? (YET) lol. The reason I'm so pressed for a new phone is because its been a long while and my iphone 4 is hanging on for dear life… I need an honest opinion because I'm so conflicted right now.