Before I left for my 2 week long vacation in Las Vegas, I was smart enough to put insurance on my new iphone 5. Sure enough, my new phone got stolen on the very last day I was there… Now I'm trying to figure out how to make an insurance claim and it sounds like if you report the phone as stolen they're going to want a police report. I'm thousands of miles away from Vegas and obviously can't get a Las Vegas police report now that I'm home. Would it be better to report the phone as lost so I don't have to provide a police report? Or should I be honest, report it stolen, and hope they accept the claim without a police report?
Added (1). I'm also worried they'll find this suspicious since I just recently put insurance on the phone… I'm really not trying to fraud them! I just want my iphone back and not have to pay $650 for a new one!