Who is Chloe? Her malware appears whenever i use YA?

Whenever i use YA Chloe appears on screen…
often so irritating i have to swiitch off.
i'm on an android for a year til i can get an iphone.
in the meantime how much is this malware costing me?

Added (1). It keeps saying "reveal yourself"
But my main worry is how much bandwidth it is using, and how many months tik i can get an Iphone and read YA in peace.

In the good old days one could use a 1 MHz processor without suffering offensive messages.
nowsdays, a 1 GHz processor is unusable unless its locked down or you rent it.

Are people still having major problems with their iPhone 5's?

I want to upgrade my iPhone 4 to 5 but I heard there were a few problems on release but do people still have those problems? I only heard of a few things like the maps don't work well (which I don't care about), battery charge and scratches on the black iPhone which is the one I'm thinking of getting.

Which would be better to upgrade to The Iphone 4 or Nokia Lumia 822?

Reason I ask this is the Apple App store has Way more apps that I can't obtain on the Windows app store such as Instagram and Pinger. But the Iphone 4's cameras are 5.0 mega-pixel (Back) VGA (Front) and its only 3G. Where as the Nokia lumia is 4G its cameras are 8.0 mega-pixel (Back) 1.2 (Front). Please advise

IPhone 5's virtual keyboard?

Is it real? Where is it? How do I activate and use it? I read the manual / user guide / etc. But Nothing! Please tell me.

How much would an iphone 5 be at best buy with a two year contract?

I know the phone itself is 200 dollars for the 16 GB with a two year contract… Which is what I'm aiming for but there's a possible one hundred dollar deposit if your credit isn't so good right? My credits bad because I just turned 18 and really haven't worked it up yet. Also do you pay the first months bill from the carriers service upfront so lets say I were going with the 109 dollar a month unlimited everything plan for sprint. Would I have to pay that while purchasing the phone. So around how much do you think I should save up and bring to the store? Also I should note I live in Boston mass in the united states and we're subjected to tax.