Does AT&T record how many times you file an iPhone insurance claim?

I'm genuinely clumsy. I've already lost my iPhone 4s twice in the past month. I have the insurance coverage, and all I had to do was pay the deductable (still a hefty $200) and they replaced my iPhone 4s. I still haven't found the two others that I've lost… I'm worried about losing this one as well and I keep hearing all these stories about people going to jail for insurance fraud. I'm just wondering if there's a limit to how many times I can file an insurance claim before they finally say "no, you hit our limit" or "say hello to our law suit you criminal". Even if I lose the phone again, I won't file claim if I would get in trouble for it.

I would really appreciate it if someone who worked for AT&T or someone who's familiar with these policies could answer.

Sorry if I seem like I have no idea what I'm talking about. I'm a med student, not a lawyer lol.

Sell iPhone 5 and make profit?

Can i buy the iPhone 5 with a contract for 199 and then sell it on eBay for 800, and then buy another iPhone and get a profit? Would at&t let me buy another one?

Added (1). Can i buy another iPhone 5 with a contract?

What Will happen if I sync my music on my Iphone?

I got an IPhone 4 for my birthday, and I don't want to lose my apps or my contacts or any picture. But it won't let me put music on. And when I go to my Music it says Sync and is all gray. So i hit the box and select "Selected playlist, albums, artist, and genres" and then i hit "Apply" then it comes up with "Earsing and Syncing replaces the contents of this Iphone with the contents of this Itunes library" Will my Apps, Contacts, ect. Get deleted if i hit "Erase and Sync"?

Does the otterbox commuter for iPhone 4 fit iPhone 4S?

I have the white verizon 16gb iPhone 4S. I found a otterbox commuter made for the iPhone 4. I was wondering if it would fit my 4S? I know otterbox says it won't fit, but they also said that the otterbox defender for iPhone 4 wouldn't fit the 4S but it fit.

I want to exchange my broken Iphone?

I want to trade in/exchange my iphone 4 in the apple store for a brand new iphone 4. My current iphone 4 screen is cracked and some parts of the iphone broke. I do not have a warranty available anymore. How can I exchange my iphone 4 for a new one? I can pay apple an extra $150 for a brand new iphone 4

Ipod touch 5th gen or iPhone 4

I can't decide if i should get the new ipod touch 5th generation or the iphone 4. I can get a used iphone 4 with clean esn for about $250 in very good condition. Or i can get the new ipod touch 5th gen for $300. I currently have the ipod touch 2nd gen and a droid x2.