My IPhone X flashlight accidentally turned on & burned me, what can I do?

I fell asleep with the iphone on top of my chest, in my hand & I guess the flashlight accidentally turned on & burnt me pretty bad. I wasn't asleep long but I woke because of the stinging feeling if you're wondering. I just want to know what I can do about this? Should I reach out to Apple about this or this something they can't do anything about?

Is Sweatcoins legit?

It's an app that I jut discovered that awards you virtual currency by counting your steps. So far I have almost 50 sweat bucks. I can use it to buy things from them. I think it's the what app ever invented. According to them I could earn a brand new IPhone X with 18 months of steps.

My iPhone X has been hacked is my phone useless now?

My ex stole my Apple ID password and security questions and has changed them. On top of that, she has locked my apps such as my calendar and notes. I can't access nothing without putting the Apple ID PW in. Is my phone no good now? Do I have to buy another?

Help me on managing my money 16 year old?

Hey I'm a 16 year old girl. I just got a job for HEB and I'm already on planning what to do with my money but I don't know how. I plan on opening a savings account but I want to save up for multiple things. Is there a way I can divide my savings account into different things? I don't know. I'll be getting paid 9.50 an hour. The things I plan on saving on is for college, a car, a MacBook and a new iPhone. I want to also spend my money on like food, pampering, and also for my braces it'd be 100 a month. When opening a savings account I was told that the money could grow. For instance, if I were to put like a dollar in my savings account and not do anything with it that over time it could turn into 100. I don't know. I just wanna know is that true? Please help me plan on how to organize my money I just want to spend my money wisely and also on stuff that I like.