My iPhone screen cracked. The phone still works and the cracks aren't TERRIBLE. However I don't get another phone upgrade until a year from now. If I were to buy a new phone now it'd be expensive and I'd rather get the iPhone 5 then buy the 4s again since that was my plan when I got my upgrade in a year.
However what are my other options? Would it be possible to get a new phone (the iPhone 5 preferably) at a lower price? Does Apple have some kind of deals they can offer you? With or without insurance? ALSO I do NOT want a screen fix! That is way too expensive (and I don't want to a DIY kit either - don't have time for that) and it'd be more worth it to just get a new phone.
Added (1). And DON'T give me responses on FIXING the phone. I don't want to do that because it's not worth it. I want good options on getting a new phone (with or without insurance) at a good price.