ICloud locked and locked to carrier iPhone?

My iPhone 6 plus that I got recently has been locked to a network. I don't know which network however I can be able to pay for the unlocking. For the iCloud lock that I've been told there's but not shure because I need to fix the phone (it's missing the LCD however I know that it works because you can connect it to iTunes) do you know any places that will help to unlock the iPhone (it can be online) and for the iCloud unlocking I was thinking of unlocking it for free online? Anyone help?

Problem logging onto my Santander account?

I've recently opened a bank account and received my details to log into my account online. However, whenever I log in it says it couldn t log me in. It this because IIm using my iPhone instead of a Pc?

Got an iphone 6 refurbished how do I register it to have a warranty?

It said that the iphone 6 comes with a Warranty I'm a first time buyer and did not find anything like that in the box. It said manufacturers warranty but I did not find any paper like that in the box. How do I register this phone to have a warranty? I bought it from Ebay.

Music apps that don't need Wi-Fi to play?

Ok so I have a iPhone 4s but I don't have data or enough room for iOS 8… And I want to listen to music with out internet connection does any body know a FREE music app that doesn't need internet connection?

What do I do now concerning my further education?

I always wanted to go to the United Kingdom to continue my studies. But the recent laws have made UK an unfavourable destination for pursuing my further studies as I'm not from the EU.
http://www.theguardian.com/...-crackdown

Can someone explain the new laws in simple words? Two things first. I plan on studying aeronautics engineering in the University of Bristol and have an equivalent of A levels. Second, I also plan on starting an Android and iPhone (second is optional) app development company as I'm studying. Both of these are very important to me and I'd like to do both without breaking any laws of my host country.

What should I do now. I do have some options.
1) I could continue pursuing UK. If you suggest this, please explain why.
2) I could give in and go for USA. This is unfavourable as I've been focusing my entire life studying British English and preparing for IELTS but not for TOEFL and SATs.
3) I could go to some other country like France or Japan. This is unfavourable as I'm highly competent in English and I have to learn a brand new language.
4) Other. This is what you think.

I can't download apps on my iPhone 4?

Around October my phone stopped downloading apps. I think it's a virus, but I don't know what for. It won't let me take pictures or download music, movies, or apps. When I try to do any of those things it says there's not enough space, but I can take screenshots. So i don't know please help if you can.