Is everyone now an institutionalized lemming?
It amazes me how many people follow like sheep to get an iphone. I've also noticed the smarter people in society all have a samsung, or anything other than the over-priced fad. Between facebook and iphones it makes me wonder if there's any hope for people who think for themselves, or are we just a dying breed? I'd say the latter since taxes keep going up and social welfare programs also keep increasing.
Added (1). No, it's not "just a phone"
This is the problem with people today, they are so irresponsible that they think squandering money is no big deal.
Overpaying for a phone by $250 is dumb. If you saved that $250 with interest over 30 years it comes to $1080 in missed interest.
But that's not all… Because you are a lemming your phone carrier knows it, so they charge you an extra $20/ month extra. Add that up for the typical fad period of 3 years and your "smart phone" has now cost you $3058 in missed savings and interest.
But if you are the type who follows fads and latest hype and style then I doubt you probably care much about your future anyway. Good luck with over-paying for things now, because social security won't exist when you want to retire.
Added (2). No, it's not "just a phone"
This is the problem with people today, they are so irresponsible that they think squandering money is no big deal.
Overpaying for a phone by $250 is dumb. If you saved that $250 with interest over 30 years it comes to $1080 in missed interest.
But that's not all… Because you are a lemming your phone carrier knows it, so they charge you an extra $20/ month extra. Add that up for the typical fad period of 3 years and your "smart phone" has now cost you $3058 in missed savings and interest.
But if you are the type who follows fads and latest hype and style then I doubt you probably care much about your future anyway. Good luck with over-paying for things now, because social security won't exist when you want to retire.