What's an app where you can edit text into pictures?

I have the iPhone 4, and I was just wondering what FREE apps are there that I can put four pictures together and add text to all four pictures in that one whole collage. I can't find an app but I see people posting pictures like that.

Can I use an HTC One X with Virgin Mobile USA phone service?

I'm unsatisfied with purchasing the HTC One V (I want a better phone than the One V) and I'm not interested in an iPhone. Though I can't buy a One X through Virgin Mobile, can I purchase an unlocked One X through a 3rd party distributor (such as amazon.com) and activate it with Virgin Mobile USA's service? I have a grandfathered plan that gives me unlimited data, unlimited texting, & 300 minutes for $25 per month, so I'm highly uninterested in switching to another carrier.

IPhone 3G Unresponsive touch screen?

Earlier on today my phone was working fine, i left it in my purse for a while and when i went to check it, i was getting a call but was unable to answer it. My home button wouldn't work and I was on the contacts screen so i just went to a contact and clicked "text message" and replied to some messages.
My phone eventually auto-locked and the screen was unresponsive, i could double tap the home button now and the iPod controls came up. I receive calls and texts but i just can't unlock it
i've tried everything, or so i think?
I also took out my sim card hoping that would do anything, but nothing happened, and now my phone is locked because i have a password on my Sim card.
I'm on a 3-year contract so i'm pretty much stuck with this phone and can't upgrade because I'm trying to leave my current carrier. My contract is up late november, and it is quite old. The battery has been replaced once a couple months ago.
Also, the lock button is long gone, and does not work at all. Yes, it's an extremely old phone! Any ideas?

Similar games to iMobsters for the iPhone and Android?

I'm wondering if there are any strategy MMO games for the iPhone and Android that are similar to iMobsters.

I like the concept of earning cash, finding items, leveling up and fighting against other players. I also like how the game is timed based, meaning that once you use up your points, you have to wait for it ti replenish.

As far as genre, I'm looking for something that has to do with post-apocalyptic survival.

I like the concept of t

I dropped my iPhone 4s in milk this morning

I dropped my iPhone 4s in my cereal bowl this morning. It was in there for 1-5 seconds and I quickly dried it with a paper towel. It worked fine, the bottom speakers were a little messed up sounding, but I just blew into it a little and it was fine. My problem is the headphones work, but when I unplug the headphones the speaker/ringer doesn't work, but Siri works? The indicator for water damage didn't turn pink. What should I do? Do you think they can replace it for free? Does the warranty cover that?

Will the iPhone 5 be significantly more expensive than the iPhone 4S?

Basically, will the pricing for a new iPhone 5 be the same compared to the current iPhone 4S? Or do you think it will be more than the price of the iPhone 4S now? I'm contemplating just waiting for the iPhone 5 to buy a new phone but if it's going to be significantly more expensive than the iPhone 4S then I don't know if it is worth it.